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Westpac Bank - Banking Services Australia Wide. Personal loans, Business Banking, Credit Cards, Term Deposits.

A brief overview of Westpac Banking Corporation 
 
Westpac began trading on 8 April, 1817 as the Bank of New South Wales with a single office in Macquarie Place, Sydney, in the then British colony of New South Wales. We changed our name in 1982. Find out more about our proud history 
We have branches and affiliates throughout the Pacific region and maintain offices in key financial centres around the world. 
As at 30 September 2005 the Westpac Group employed approximately 27,000 people (full time equivalents) in Australia, New Zealand and around the world. 
As at 30 September 2005, Westpac Banking Corporation had global assets of $260 billion. 
Westpac is ranked in the top 10 listed companies by market capitalisation on the Australian Stock Exchange Limited (ASX). 
For the full year to 30 September 2005, the Westpac Group's net profit after income tax was $2,818 million. 
About 266,000 people and institutions in Australia and overseas are shareholders in Westpac. 
Westpac concentrates its activities in Australia, New Zealand and the near Pacific. Westpac merged with Challenge Bank in Western Australia in 1995, Trust Bank New Zealand in 1996, and Bank of Melbourne in Victoria in 1997. 
Westpac's operations comprise five key areas of business, through which we serve around 8.3 million customers. These five business areas are: 
Business and Consumer Banking includes deposit taking, transaction accounts, credit cards and other lending. We are a major home loan provider and also meet the finance needs of small to medium-sized business customers with a turnover of around $100 million. Investment, superannuation and general and life insurance products are also sold through our branch network. 
Wealth Management comprises our asset accumulation, investment management and life insurance operations in Australia and New Zealand. Wealth Management designs, manufactures and services financial products to enable customers to build, manage and protect their wealth. These products include managed investments (mutual funds), superannuation (pensions), life insurance, income protection, discount securities broking, margin lending, client portfolio administration (Wrap) platforms and portfolio management and administration of corporate superannuation. We also provide custody and settlement services to institutional customers and fund managers. 
Westpac Institutional Bank (WIB) provides financial services to the corporate and institutional customer base, assisting and advising in the management of cash, funding, capital and market risk for companies and institutions in Australia and New Zealand. 
New Zealand Retail provides a full range of retail and commercial services to customers throughout New Zealand. It is the leading provider of banking services to small to medium business and is the banker of the New Zealand government. 
Pacific Banking provides a full range of deposit, loan, transaction account and international trade facilities to personal and business customers

Banking Sydney New South Wales: http://www.westpac.com.au